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- Understanding the Costs of Homeownership Beyond the Mortgage - Friday 20th December
Understanding the Costs of Homeownership Beyond the Mortgage - Friday 20th December
Understanding the Costs of Homeownership Beyond the Mortgage
Your Weekly Sacramento Newsletter
From The Best Sac Home Group
Today’s Trivia Question❓
Florin Road in Sacramento is a home to a variety of multicultural art, murals, and education, in a museum named for what 19th-century American escaped slave, essayist, and civil rights activist? This author of “Ain’t I A Woman?” had a last name that meant the state of being in accordance with fact.
Answer at the bottom of the newsletter
Understanding the Costs of Homeownership Beyond the Mortgage
Planning a cozy Christmas Eve?
A Christmas Eve pajama party is the perfect way to unwind with loved ones! Get comfy in your favorite pajamas, enjoy festive activities like hot cocoa bars, Christmas movies, or even some last-minute gift wrapping together.
Budgeting for a home?
Remember, homeownership costs go beyond just the mortgage. From property taxes and insurance to maintenance and unexpected repairs, understanding these expenses is key to financial preparedness and long-term peace of mind.
If you have any questions on any aspect about real estate always happy to have a chat!
Talk Soon,
Suneet AgarwalCEO of the Best Sac Homes Group Powered By LPT Realty
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Your Real Estate Hub
Christmas Eve Pajama Party: A Cozy Night of Festive Fun
Celebrate the magic of Christmas Eve with a cozy pajama party that’s perfect for all ages.
Slip into your comfiest holiday pajamas and enjoy an evening filled with laughter, warmth, and festive activities.
1. Set the Scene
Transform your space into a cozy winter wonderland with fairy lights, soft blankets, and holiday music. Encourage everyone to wear matching pajamas for that picture-perfect holiday vibe.
2. Festive Activities
Movie Marathon: Watch holiday classics like Home Alone or The Polar Express with hot cocoa and popcorn.
Christmas Crafts: Decorate ornaments or make holiday cards together.
Games Night: Play festive-themed games like Christmas trivia or charades.
3. Sweet Treats
Set up a dessert station with cookies, marshmallows, and candy canes, or bake holiday goodies as a group activity.
4. Gift Exchange
End the night with a fun gift exchange or open one present early to build excitement for Christmas morning.
A Christmas Eve pajama party is a heartwarming way to make memories and enjoy the holiday spirit with loved ones!
Understanding the Costs of Homeownership Beyond the Mortgage
Buying a home is a significant financial milestone that involves more than just securing a mortgage and making monthly payments.
Many first-time homebuyers are often surprised by the range of additional costs associated with owning a home.
While the mortgage payment is a substantial part of the monthly expenses, other costs like property taxes, insurance, maintenance, and unexpected repairs can add up quickly.
Understanding these costs is crucial for budgeting effectively and ensuring long-term financial stability.
The True Cost of Homeownership
Owning a home involves numerous ongoing expenses that extend far beyond the initial purchase price and monthly mortgage payment. Here are the key costs you need to be aware of:
Property Taxes
Property taxes are one of the most significant costs associated with homeownership, and they can vary widely depending on the location, size, and value of the property. Property taxes are typically calculated as a percentage of the home’s assessed value and are used to fund local services such as schools, roads, and emergency services.
Homeowners Insurance
Homeowners insurance is essential for protecting your home and belongings against damage, theft, and liability. It is usually required by mortgage lenders to ensure the property is safeguarded.
Read ALL the details in our latest blog!
Client Testimonial
Ever Thought Of Becoming A Realtor?
Real estate offers a dynamic career path with unlimited potential.
Whether you excel at communication, thrive on finding solutions, or love building relationships, this field lets you shine.
Want learn more? Reach Out!
💡 Answer to Trivia Question:
Sojourner Truth Multicultural Art Museum
There you have it, From hoilday pj parties to the cost of homeownership beyond your mortgage. Keep enjoying the holiday vibes! Keep it Sactown Strong until next time!
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