Today’s Trivia Question❓
What Sacramento river is the longest in California, stretching over 400 miles?
Answer at the bottom of the newsletter
Baby Or Mortgage? Maybe Both??
Ever run a spa day for your wife, mom, and two glitter-obsessed gremlins while your dogs stares at you like, “End this”?
That was my weekend, drowning in cucumbers and lavender oil in my living room.
Wife’s chilling, Mom’s being the ultimate spa queen, and the girls are turning my floor into a sparkle crime scene.
I’m a dad who thinks “relax” means a nap during halftime, but here I was, playing spa king.
Meanwhile, you’re out there sweating the real shit: mortgage, baby, or both.
Ever clutched a Home Depot paint chip while a pregnancy test mocks you from the counter?
Or panic-searched “Sac loan rates” and “crib recalls” at 3 a.m.?
Been there, survived it. Truth is, you don’t have to choose—you can juggle both and still breathe.
Even if it means bolting a stroller together while the ink dries on your refi.
Here’s the spa day mess, plus some no-BS takes from a guy who’s lived this circus.
Talk Soon!
Suneet Agarwal
CEO of the Best Sac Homes Group
Life’s too short not to have fun!
🌟 Featured Listing
Moments From Curtis Park
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💰 Quick Mortgage Rate Check-In
National averages as of March 25, 2026 (source: Zillow)
| Loan Type | Rate |
|---|---|
| 30-Year Fixed | 6.250% |
| 15-Year Fixed | 5.750% |
🏠 Your Real Estate HubWhat’s My Home Worth Latest Home Listings Mortgage Calculator Mortgage Pre-Approval |
A Home Spa Day: One Man’s Tale of Glitter Masks and Survival
Last weekend, I decided to be the hero of my household—wife, mom, and our two girls (ages 5 and 9)—and host a home spa day.
It started innocently enough. My wife, inspired by some TikTok glow-up vid (probably set to that “What the Helly” song looping everywhere), suggested we turn our living room into a spa.
I nodded like I knew what I was agreeing to—big mistake. Mom was in town too, so i figured why not??
And the girls?
They just wanted glitter. Everywhere.
I helped my wife slice some cucumbers for their face mask glow ups.
Mom, perched on the couch like a spa queen that she is could see the disaster unfolding!
The girls, meanwhile, turned the lavender oil into a “potion” that suspiciously ended up on of my dog’s fur. He now smells like a yoga studio and looks mortified.
Next, the face masks. We mixed honey, yogurt, and oats—sounds like breakfast, right? Wrong. It’s a gooey mess that my 4-year-old smeared across her forehead with a sticky mess in her hair.
Ten minutes in, I’m peeling off this crusty mask, looking like a rejected sourdough loaf, and the girls are cackling. “Dad, you’re shedding!” Yep, that’s my legacy now.
We wrapped with nail painting. My 9-year-old insisted I get a glitter topcoat. I’m typing this with sparkly pink nails, and my coworkers at the next Zoom call are gonna have questions.
Wife got a chic lavender mani, Mom went classic red, and the girls turned their fingers into mini rainbows.
We sipped mocktails (apple juice for the kids, something stronger for me), and I’ll admit—the giggles, the mess, the love—it was worth it.
The real chaos hit with the foot soaks. I dragged out bins, filled them with warm water, Epsom salts, and some rose petals I nabbed from our backyard (sorry, neighbors).
My wife sank her feet in while my Mom started reminiscing about “spa days in the ‘70s,” which somehow involved disco and questionable haircuts.
Your Turn: Grab some local honey, hit up the Midtown market for produce, and host your own spa day!
Hide the glitter from the kids unless you want your dog to join the sparkle squad!
Mortgage, Baby, or Both: The Real Deal
Ever stood in a home improvement store with a paint swatch in one hand and a positive pregnancy test in the other?
Or maybe you've Googled "mortgage rates" and "best strollers" in the same browsing session?
Welcome to that special kind of life chaos.
But what REALLY makes your palms sweat...
Is that moment someone asks, "So... are you SURE you want to do BOTH right now?"
Because let's keep it real...
The SECOND you start crunching those numbers, you start questioning your sanity.
"Maybe we should just live with my parents forever..."
(No shade to the in-laws out there. But that basement ain't gonna work once the baby starts walking.)
Here's the thing though...
I've been living the dad-with-a-mortgage-and-kids life here in Sacramento for years now.
And what I've learned might surprise you...
First off, the average mortgage in Sac is running about $2,600 monthly these days, while raising a kid costs roughly $15,000 a year.
(I know. I felt that in my wallet too.)
But there's actually some magic in this madness...
See, you're not just choosing between two financial burdens.
You're balancing:
Mortgage perks: Every payment builds equity, and those tax breaks? Chef’s kiss.
Baby bonus: More tax wins, plus kids anchor you—mine love our West Sac home like it’s their kingdom.
Sac sweet spot: Rates are chilling out, suburbs like Roseville are still cheaper than the Bay, and family services are popping off.
Look, I'm not here to tell you it's easy.
I’ve done both—signed a mortgage with one hand, rocked a newborn with the other.
It’s not easy. You’ll be up at midnight, screwing a crib together while cursing escrow fees. But it works. Hell, my lender let my then 9-month-old drool on the closing docs once. Peak dad flex.
I figured sharing some real world advice might help you realize you don't have to choose between your dream home and your dream family.
So, check out my latest you tube video and full breakdown in our latest blog!
Client Testimonial
Ever Thought Of Becoming A Realtor?
Thinking about a career that’s never boring?
Real estate is all about hustle, heart, and endless possibilities.
Are you a people person? A problem-solver? Someone who loves turning strangers into lifelong clients? This could be your calling.
Curious how to get started?
Let’s chat—no pressure, just a friendly conversation about a future in real estate!
🎉 What’s Happening In Sacramento This Weekend!
Cheesemaking - Cheddar
This class will teach you how to make Cheddar cheese from start to finish, you will sample a homemade Cheddar as well! You will have a great time learning how to make this popular cheese and take home a 1/2 pound wheel to age!
📍A4932 Shady Leaf Way, Sacramento, CA 95838
Sacramento, CA 95814
🗓️ Saturday, Mar 28 from 10 am to 2 pm
Sunday Brunch
From savory comfort classics to handcrafted brunch cocktails, every plate is served with bold flavor & a welcoming atmosphere right here in Sacramento.
📍Thee Collective Space
1107 Firehouse Alley
Sacramento, CA 95814
🗓️ Multiple Dates
💡 Answer to Trivia Question:
Flowing right through our city, the Sacramento River is California’s longest, clocking in at 447 miles from the Klamath Mountains down to the Delta.
There you have it, From a Glitter Spa Mess to a Baby Vs Mortgage Dilemma! Keep it Positive! Keep it Sactown Strong until next time!